✅ Protects you from a sickness or injury that prevents you from working in your medical specialty;
✅ It allows you to continue to earn an income in another occupation even while you are collecting your full disability benefit.
✅ Premiums and contract provisions are guaranteed.
✅ Hospital Affiliation Discounts are available saving you thousands per year!
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OWN SPECIALTY DISABILITY INSURANCE
Own Occupation Disability Insurance (Specialty Specific or Regular Occupation) It provides a replacement of income if a sickness or injury prevents you from working in your “Regular Occupation.” You will still be considered “Totally Disabled” and eligible to receive your “full” benefit even if you elect to work in another occupation.
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